High Risk ACH & Credit Card Processing

Acquiring a high risk credit card processing merchant account is a key factor for running most businesses. Especially if you are an Internet based business, processing credit cards will make up 95% of your payments. This makes finding a reliable bank one of the most important business decisions you will make.

You can trust that keeping your processing with a company who has spent over two decades building solid relationships with banks all over the world to handle your high risk credit card processing needs.

Because we work with multiple banks including banks that offer high risk credit card processing without having to go offshore. You have the option of offshore card processing, or we also offer high risk merchant accounts with offshore banks that have a presence in the U.S.

Advantages for merchants seeking high risk credit card processing:

  • Customized solutions for your business, a consultant who understands your industry will help you choose the right processing solution for your business.
  • If you would like to add ACH or Check 21 processing to your high risk credit card processing we have check solutions with banks that accept high risk merchants.
  • International merchants welcome, accept credit card payments in any currency with no conversion charge deposited directly into your designated checking account.
  • Advanced fraud protection tools for merchants with high chargebacks. Helps merchants reduce fraudulent credit card charges.
  • Use one of the 95% of shopping cart software we are integrated with or as soon as we issue you a MID you will be issued a login and password for a virtual terminal with the multiple gateways you will have access to for your high risk credit card processing. Don’t stress out about figuring out how to process credit cards we will walk you through the entire process.
  • For our affiliate high risk credit card processing merchants, we are compatible with most affiliate software being offered to e-commerce merchants.
  • Third Party credit card processing is available but only recommended for small merchants. Even then a true high risk merchant account is usually more cost effective but we wouldn’t be a full service provider if we didn’t offer Third Party merchant processing.

How do I acquire a high risk credit card processing merchant account?

Simply fill in your contact info or call our toll free number, a consultant will discuss your processing needs. We will send your inquiry to all our high risk credit card processing banks. Within 48 hours you will be provided different bids from each bank that accepts your type of account.

Once you have a pre-approval a consultant will fill out your application for you and the underwriting process will begin. When accepted (once your MID is issued) you will be helped setting up your terminal, virtual terminal, or shopping cart. Pre-approvals do not require a credit check and there is no obligation.

Frustrated with your banks limitations contact High Risk Merchant Xpert today and let us show you our no hassle solutions.

Specializing in but not limited to:

Travel merchant account

Adult merchant account

Credit repair merchant account

If you can’t find your industry, don’t worry we specialize in placing some of the hardest to place high risk businesses. High Risk Merchant Xpert will find a solution to custom fit your credit card processing needs.

900 Numbers
Coded Gaming
Cash Advances
Charter/ Tour Service
Check Cashing Service
Collection Agencies
Credit Card Protection Services
Cruise Lines
Dating/ Escort
Employment Agencies
Hardware/ Software Sales or Service
High Volume Merchant Account
Investor Clubs/ Investor Services

Low Risk Int. Merchants
Membership Organizations
Morgage Brokers
Multi-Level Marketing
New Businesses
Online Pharmacies
Outbound Telemarketing
Pay Per Call Services
Prize Giveways
Re Financiers
Sports Forecasting
Psychic Services- Phone or Internet
Stamp Stores
Subscriptions (Yearly)

Talent Agencies
Telemarketing Services
Tenant Screening Services
Ticket Sales
Time Shares
Terminated Merchant File (TMF)
Tours/ Charter Service
Travel Clubs
Travel Agencies
Vacation Package Marketers
Website Design
Wire Transfer Services