Credit repair merchant account services

Studies taken from the Federal Reserve show in 2005 credit card debt at a staggering 800 billion in 2008 over 900 billion and will only grow in the future.

For merchants seeking a credit repair merchant account to process credit cards will need a little more than what most low risk providers are able to offer.

There are definitely things you need to ask your provider for including

You will need a high volume merchant account, having the ability to accept payments without your processor putting limitations on your monthly processing are a must to be successful. Credit repair services typically have a high average ticket and process high monthly volumes. This is considered risky to most banks and you will usually see them put caps on your volume or increase your rates.

You will probably want an ACH or Check 21 solution this will lower your monthly processing fees incredibly. Our check solutions accept credit repair merchants and are substantially lower than accepting credit cards.

Advantages we offer for merchants seeking a credit repair merchant account

  • Low rates (usually between 4.5% and 7.5%) depending on volume and chargebacks
  • No volume caps
  • ACH & Check 21 solutions
  • International merchants accepted
  • Ability to accept and fund in multiple currencies
  • Although we are integrated with multiple gateways our bank owns their own gateway. Not having to use a third party gateway will lower your monthly processing fees as most gateways add their own fees to use their gateway.

How to apply for a credit repair merchant account

Simply fill in your contact info or call our toll free number we will provide you with a no obligation pre-approval. One pre-approved your account will be submitted to underwriting for a final approval, we will help you set up your virtual terminal or integrate with your shopping cart software for your credit repair merchant account.

Travel merchant account

Adult merchant account

Credit repair merchant account